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No Closing Cost Loans are available in California.

30 Year Fixed

 

3.875% / 3.875% APR

 

Loan amounts up to $417,000

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VA Mortgage – Veterans Home Loans

VA loans are home mortgages which are backed by the Department of Veteran Affairs (VA) a government entity which backs the mortgages for our nations hero’s. VA Loans are for eligible service members and veterans who can buy homes with zero down payments or refinance a loan to cash out or lower monthly payments.

Typically VA loans require a funding fee, which a fee paid up front on the loan amount.

Here is the table for the VA funding fee table release by the Department of Veterans Affairs:

Regular Military: 

Regular Military Personnel
Down payment Funding Fee (1st use) Funding Fee (subsequent use)
None 2.15 percent 3.3 percent
5-10 percent 1.5 percent 1.5 percent
10 percent and up 1.25 percent 1.25 percent

Reserves and the National Guard:

Reserve & National Guard Personnel
Down payment Funding Fee (1st use) Funding Fee (subsequent use)
None 2.4 percent 3.3 percent
5-10 percent 1.75 percent 1.75 percent
10 percent and up 1.5 percent 1.5 percent

Borrowers with service-connected disabilities can secure an exemption from the VA Funding Fee; however, keep in mind that the VA will make the final decision when declaring a borrower exempt.

Contact our Mortgage Specialist to see what you qualify for. You can reach Mortgage Grabber at 818-280-9222.

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Loan Landing

30 Year Fixed

3.875% / 3.875% APR

 

Loan amounts up to $417,000

Get the lowest available rate and payment.

 

15 Year Fixed

3.25% / 3.25% APR

 

Loan amounts up to $417,000

Get the lowest available rate and payment.

 

30 Year Fixed

3.91% / 3.91% APR

 

Loan amounts up to $625,000

Get the lowest available rate and payment.