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No Closing Cost Loans are available in California.

30 Year Fixed

 

3.875% / 3.875% APR

 

Loan amounts up to $417,000

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FHA Mortgage

What is a FHA loan?

FHA mortgage is a government-backed home mortgage which is more flexible lending to borrowers with less down payments, lower credit scores or both compared to conventional loans. Since the FHA loans are more flexible therefore the interest rate for FHA loan is higher when compared to conventional loans.

Also when getting an FHA loan in most cases require mortgage insurance premium which will be added to the monthly payments on the loan until the loan balance reaches 78% of the loan. An FHA loan is available on both fixed rates and adjustable rate mortgage.

FHA loans are insured by Federal Housing Administration (FHA) and the process to qualified for it, is easier to qualify for the loan. Lower down payment, lower credit score. While FHA loans are excellent option for ordinary Americans with less than perfect credit score or less than 20% down payment, there are some other loan for our nation veterans. If you are a veteran, you may qualify for our VA Home Loans.

 

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Loan Landing

30 Year Fixed

3.875% / 3.875% APR

 

Loan amounts up to $417,000

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15 Year Fixed

3.25% / 3.25% APR

 

Loan amounts up to $417,000

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30 Year Fixed

3.91% / 3.91% APR

 

Loan amounts up to $625,000

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